" News articles published today report that nearly 50 percent of all homeowners could be "under water"--that is, owe more than he home is worth--on their mortgages by 2011. This book offers timely advice for that significant segment of the population. Dwan is a pro in the real estate industry with decades of experience behind her. Very educational and necessary reading for many, many homeowners. "

Todd, How to Sell a House When It's Worth Less Than the Mortgage

" Dwan and Bill have written a very timely, excellent book on what to do when you owe more on your house than what it is worth. They cover many of the different solutions including short sales, loan modification and others. They also explain how to work with an agent or how to do it on your own depending on which route you want to follow. There explanations are extremely clear and anyone whether novice or expert will be able to easily follow what they have to say. If you are one of the millions and millions of people in this situation, I strongly suggest that you get this book so that you will be able to understand the options that are available to you. "

Barbara, How to Sell a House When It's Worth Less Than the Mortgage

" This book is a must read for anyone in this business or for anyone wanting to get in this lucrative business. With the market the way it is today, the timing of this release couldn't be better. Their book guides you step by step to empower you to make your deals. I would highly recommended this book for both the experienced and especially for all beginners. I wish I could have read it when I first started. It would have saved me a lot of grief and money. "

Cindy Y., Short-Sale Pre-Foreclosure Investing

" My business partner and I took a short sale seminar from Dwan a little over 5 years ago that literally changed our lives. We have closed hundreds of deals and made millions of dollars. Trust me, she knows what she is talking about and have the right information you need. This is a must read if you are serious about becoming financially independent. Gary Prescott, Tampa, Fl. "

Garry P., Short-Sale Pre-Foreclosure Investing

" I'm so glad that Bill and Dwan wrote this book. They're so qualified to put together this sort of information, as they've helped out thousands of distressed homeowners over the last decade. Where else will they find all the information to help them out of their situation in one place? Being behind on house payments and close to or in foreclosure is such a confusing and scary place to be. This book will be a go-to resource to help homeowners get out from under a difficult situation. "

Christina, How to Sell a House When It's Worth Less Than the Mortgage

" When I first met Dwan 3 things came to mind about her: She is Strong, knows what she needs to do and she is very Humble. What she teaches is what is best first and foremost for the homeowner. Yes, you may be investing for a living, but if you place the homeowner first before the dollar sign you will be blessed for it. Upon purchasing her book we received a free live class and so much more. The book is easy to read and straight forward. I believe all the knowledge put in this book will help me continue to go forward and achieve my goals. Thanks Dwan for taking your time to write this book for us. "

Pamela F., Short-Sale Pre-Foreclosure Investing

" Dwan has done more short sales than any other investor I know. And I know hundreds of investors! If you are upside down either through unemployment, injury, bad purchase timing, an unscrupulous lender, or any other reason, you need this book. If you are an investor, the book will help your career by showing you what homeowners go through before they call you for help. The book is terrific, and the authors have been a tremendous blessing to me as I know they will be to you. "

Robert, How to Sell a House When It's Worth Less Than the Mortgage

" I have personally known Dwan for over 12 years now. She was teaching short sale techniques back when the other gurus didn't even know what a short sale was. She has learned by doing and teaching others for many years not just copying other peoples work. Right now short sales are the short cut to great deals in real estate. If you want to make money in real estate get this book. "

Robert B., Short-Sale Pre-Foreclosure Investing

" I closed my biggest deal ever - 212K net profit. I have a pipeline of about 110 deals and about 15 people working for me. Life has changed since I was in your short sale boot camp 3 years ago. Thanks for the jump start you provided. Obviously it was worth the 10K! I�m glad to have met you in Reno and learned from you both. "

Kit Critchlow, How to Sell a House When It's Worth Less Than the Mortgage

" I am ROCKING here in Virginia (and nationwide), and, it is YOU GUYS that got me into this business!!!!

I taught my first class to agents this weekend for Continuing Education Credits, thanks again!!!!

YOU GUYS ARE THE BEST!!!!! "

Ben Benita, Short-Sale Pre-Foreclosure Investing