February
2
Dwan’s Bithday Special
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If you feed a man a fish you feed him for a day. If you TEACH a man to fish you feed him for a lifetime. 

I don’t know anyone who hasn’t heard that term.  What does it really mean? If we break it down into real estate investing terms and what I can do for you for my birthday special it means that I will be best used if I can TEACH you something that will serve you well for the rest of your life.

I love to celebrate my birthday! Each year I use this time to reflect, look at where I am, where my family is, where my students are, where I still want to go, and so on.  Each year that I look back I am happy with all life has given me. I could do without a few things in my life like my sister having Stage 4 Breast Cancer and a few of my friends also having cancer, but all in all – God is good to me. He has given me an amazing family, loyal friends, and a business I can share with the world.

With that thought in mind I try to do something special for you each year; something that will make a difference in ALL aspects of your life; something that will increase your power and income; something that will set you apart from the crowd! 

I have been praying all week over how I can best serve you and what I can do for you to make my birthday celebration even more amazing. I know that the more I do for others, the more I get back in return. God tells us that we reap what we sow and with that in mind, I sow as many good seeds as I can. After talking to several of my superstar students this week, many of them had suggestions along the same line.

They reminisced about their first few deals, the fears they had, the loss for words, being so afraid of what the homeowner might say or do, and so on.  They expressed how much learning the NLP had helped give them courage, power over their deals, confidence to get out and talk to people, how the NLP had helped them relate to their kids, their spouses, their bosses, and so on.

WAIT, DON’T CLICK OFF THIS PAGE!

I know some of you are ready to click off the page right now…lol.  The sheer mention of actually having to learn something terrifies you.  What – I can’t push a button to become a better communicator?  

There is NO area of your life that does not require communication to some level: the person who makes your coffee at Starbucks, the waitress who serves you lunch, your spouse, your kids, teachers, people at the gym, your boss, and even me!  You have to communicate with people to live in this world. 

If we can teach you something that will serve you for a lifetime then we have served you well.

NLP scares people: you don’t really get it, it takes a little practice, you aren’t confident enough to use it…get the idea?  ALL of those fears are unfounded…utter nonsense! NLP is easy, fun, will make your life easier, will make you more powerful, and will cause you to earn MORE money in LESS time.  

Let me break it down so that you can make the decision to start today and get busy making money.

www.investorsedgeuniversity.com/salestalk

Bill has put together a 20 part series that focuses on improving your communication skills so that you can become the powerhouse of your dreams. This series will give you the confidence that you lack.  It will change your life and is easy to do:

  • You say, YES, I want to move up the business food chain
  • Bill sends you an NLP series every two weeks for 40 weeks
  • There is no pressure to learn it overnight
  • It becomes embedded in your DNA
  • You listen and read it over for two weeks and – BOOM – another one shows up in your email
  • The best part is – It’s only $39.99 per series
  • You can quit anytime if it doesn’t meet your expectations
  • It is guaranteed to improve every aspect of your life

 

 WAIT – THERE IS MORE! We are offering an unheard of Birthday Bonus: 

When you get your new series every TWO weeks EACH of you will get an INDIVIDUAL call with Bill to practice the NLP that you just learned. That’s right – you get to practice with the King of Communication personally! 

  • No group call
  • No embarrassing moments
  • Private coaching
  • We can record the call and send you a copy so that you can see how much better you are getting
  • 40 weeks of personal coaching with Bill 

 

Friends – success is right in front of you! Have you ever heard of anyone doing something so crazy?  We are so committed to your success that we will personally work with you every two weeks to ensure that you practice.  If you have ever considered learning how to become a better communicator NOW is your time to take action. 

With our crazy schedule we won’t be able to offer this personal NLP training to everyone so we are going to limit it to the first 53 (my new age) only.  My birthday is Friday so do this today as this offer will be gone before then.  You may be thinking, “Bill, Dwan…how do you have time to PERSONALLY coach 53 people every two weeks?” 

When it comes to NLP practice it just takes a few minutes a day. You can practice your NLP while driving, taking a shower, blow drying your hair, cooking…anywhere. Our call with you will be very short – 10 to 15 minutes max – and we will make time for each one of you.  You are special to us and very important to us and we will do what we need to do to ensure your success. 

Head to www.investorsedgeuniversity.com/salestalk right now. The clock is ticking… 

Be a Blessing, 

Dwan and Bill 

See what others are saying: 

Yours was the first course I bought and I have never looked back and I could not have done it without you. I saw you and Bill speak at Sherman Ragland’s investors summit in Maryland…….Bill was wearing his red high tops…thought he was some fast talking schmuck at the time, then, after I heard him speak, REALLY WISHED HE WAS WORKING WITH ME!!!!

I was in BIG financial trouble at the time and actually borrowed money from a friend to buy your course that day…… Since then, I have helped several hundred homeowners all over the country, written a best-selling short sale negotiations book, “Are You More Likely To See Bigfoot Or A Short Sale Approval Letter?” and have been featured on several radio shows and am also a frequent guest speaker at many of the real estate agent continuing education classes here in the Virginia/DC area.

NLP changed my life. Ben B. 

www.investorsedgeuniversity.com/salestalk 

We have been too busy to communicate much lately but appreciate all you do and the help you have been to us.  We are on track to close three short sales a month this year and have 5 acceptances already this month.  This business is awesome!!!

Janine L.

I just wanted to write a personal “Big Thank You and a Big Shout Out” to Mr. Bill Twyford for saving my life, piece of mind, and sanity.  As I have been a student of Bill and his wife Dwan for many years now I can really attest to their very high professional standards in the Real Estate, NLP, Short Sales, Knowledge of the Bankruptcy Laws, Mentoring and pretty much anything else they have going on. 

Christine C.

 

Dwan, I’d like to thank you and Bill for all the skills I’ve developed over the years using your courses.  I recently used your short-sale strategies and Bill’s NLP script to close a deal in a different state.  I live in Nashville, TN and the property is located in Baltimore MD.   Since I live in Nashville and the property is in Baltimore I had to build an entire team in a different state.  I simply picked up my phone and followed everything you suggested I do in my own city in Baltimore.  Now I have an entire team set-up to do Business in Tennessee, Maryland and Washington DC.  Once I stopped the foreclosure on the property in Baltimore, the homeowners referred EVERYONE they knew who needed my services.  Now I have deals coming in from places I’ve never visited my entire life. 

I closed the Baltimore deal!  The homeowners took out a mortgage for $180,000. They only made a couple of payments and stopped making payments completely.  The amount they actually owed including back payments and fees had to be over $200,000.  I convinced the bank to accept 43,000 AS FULL PAY OFF!!!!!!  I wasn’t surprised they accepted this low ball offer because of what you and Bill ALWAYS STRESS….. Investors have to not only SOUND confident, they have to BE CONFIDENT, speak intelligently on the short sale process, and know what to say and how to say it.  All of which I got from you and Bill.

Since this was my first time working a deal from a different state I wasn’t as confident when selling the property. I was more lenient during negotiations with investors. So I “ONLY” (sigh) made $20,000 dollars on this deal.  I’ve already begun more out-of-state deals. I will maximize my profits on these properties while still giving investors great deals.

Larry B.

www.investorsedgeuniversity.com/salestalk

 

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February
1
Underwater Homeowners Across America Are In Survival Mode
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Hi Friends,

With ONE out of every THREE homes underwater, homeowners are torn between fighting the foreclosure or just walking away.  There is another option…

Dwan Bent-Twyford, author of “How to Sell a House When It’s Worth Less Than The Mortgage”, offers an extremely controversial solution.  Twyford tells underwater homeowners to use the banking system against itself and live rent FREE for the next two years.

Twyford suggests underwater homeowners contact their bank and ask for a HAMP modification.  Twyford says, “HAMP modifications DON’T work, but take approximately six months. During the HAMP qualification time-period the homeowners don’t have to make payments.”

Once the HAMP fails, Twyford says to then ask for an “in-house modification” which also doesn’t work and can take another six months which means six more months of free living.

Having been a struggling single mom on Medicaid, Twyford personally understands the plight of the American public right now.  Her thought is, “If these people can’t pay their mortgage or buy food how will they pay rent? If they can’t pay rent they will be homeless.”  She suggests underwater homeowners use the system the government has put into place to “buy time” and get a chance to get back on their feet.

With 45 million families on food stamps, one in three homeowners underwater and in some stage of foreclosure, underwater homeowners are not worried about their credit any more. They are worried how they will put breakfast on the table for the kids. 

Twyford goes to far as to say that after an underwater homeowner has used up the HAMP modification and the in-house modification time-period, they can file a Chapter 13 bankruptcy and stall the foreclosure for yet another year.

While Twyford is not recommending all homeowners do this, she wants them to realize that there are ways for them to buy-time to stay in their home while they job hunt and look for something cheaper to live in.  Her thought is that if a homeowner can’t pay their mortgage; how will they pay rent and what will happen to the family?

Twyford has received mixed emotions about giving this sort of controversial advice.  “When people are worried how they are going to feed their kids, they go into survival mode. All I am doing is suggesting a different angle to give people a chance to get back on their feet. While the president talks about rebuilding America – I look at the individual family and offer a solution that helps them TODAY.”

“With foreclosures on the rise and no end in sight someone has to step in and help these folks and that is exactly what we do”, says Twyford, “even if it is unconventional.”

For detailed information on ALL of your options and how to buy 24 months of FREE living head to www.investorsedgeuniversity.com/fedup.

Be a Blessing,

Dwan Bent-Twyford

www.facebook.comDwanBentTwyfordFans

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January
17
Suicide or Success – The Road to Real Estate Investing Success
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Hi Friends,

The following story is true, heartfelt, and very sad because it was all for nothing. Please take a few minutes to read this and think about what I am saying. You are not so busy today that you don’t have 10 minutes. Besides, this story will change the way that you think about your real estate business.

My friend, John, committed suicide recently – gunshot wound to the head. I have known him over 20 years, he has suffered from terrible depression, and has talked about it for years. Everyone had noticed how he had slumped deeper into depression than normal. We all became seriously worried and many people tried to step in and offer help.

He had lost his income, his house was in foreclosure, he had gone through bankruptcy, he had hit rock bottom, and his house was going to sale that week. A mutual friend (John’s best friend) had tried to get him to stay with her in El Salvador, had stayed with him many nights, had offered him a free place to live, and we all prayed and begged him to accept help.

Late one night he took the step – he put a gun to his head and pulled the trigger. His 19 year old son found him. You can imagine the trail of devastation John’s death has left behind.

I have known Robert for over 15 years. Recently, he also took his own life. He, too, has suffered from depression for many years. When he was high – we was high. When he was low – it was scary. He, too, had financial trouble because of the economy – lost home, facing bankruptcy, failed business, and feeling hopeless. He gave away his birds, turned in his leased car, cleaned out his house and went into his bedroom and laid on an empty floor, in an empty house, alone, in despair, and took all his pills at once: anti- depressants, sleeping pills, the works. Robert also left behind a small child.

I have vacationed with, traveled with, had many dinners, done many business deals, and lived the good life with both Robert and John. I have been through hard times with them as well. This being the most difficult, of course.

There is another suicide that I read about in the paper. This person I didn’t know, but I have heard the story a thousand times. She was in foreclosure, her family had nowhere to go, no money, and no hope. She faxed the bank a note stating that by the time they auctioned off her house at 5:00 that day she would be dead and that it would stop the auction.

The bank called the police, they went to her home, and she was right – the sale was stopped because she had shot herself in the house that afternoon. Yes, her family did have a few more months of living there, but now the problem was compounded by the fact that a wife and mother was gone.

Suicide is a funny thing – many people are so deep into despair that even those closest to them often can’t see how deep the despair really is. They are so used to hiding it and putting on a good front that when it happens, everyone is completely floored and stunned. Some even talk about committing suicide for so many years that no one actually thinks they will take the step and really do it.

What did these people have in common?

Financial problems that seemed overwhelming. Each of these three people felt that this was a permanent problem with no solution so they used the only solution that they could think of – ended their lives to stop the problem. Sadly, it leaves many people consumed with guilt and saying “what if” for the rest of their lives.
In Foreclosure with no place to move, no money to eat, and the holidays to amplify the problem. No one wants to grow up and buy a home only to lose it to foreclosure. People can’t get past the embarrassment and the feeling of despair and hopelessness.
Depression – which can be brought on by anything (you don’t have to be crazy to be depressed). In fact, I recently went through several years of depression brought on by menopause and I, too, thought, “I’m not nuts so therefore I can’t be depressed. I’m happy, I love my life…impossible. I’m Dwan Bent-Twyford, single mom, run a multi-million dollar business, I am strong like a bull…what do I have to be depressed about?” Well, let me tell you – hormones can reek havoc on your system.
Facing bankruptcy – this is a very hard pill to swallow for many people. They are so embarrassed and can’t deal with it. What if a family member finds out, what if their neighbor finds out, what if their boss finds out…it would be the end of the world! Really? Really? Would it be? Hell no!

SO WHAT DOES THIS HAVE TO DO WITH YOU?

I have personally spoken to over 7,000 homeowners over the years. I didn’t work out a deal with everyone of them, I wasn’t able to offer a solution to each person, but I always offer hope, a prayer, I speak of one door closing and another opening and so on. I have had hundreds of people tell me that I was an angel sent from God and that I would not believe what they were thinking of doing just that very day. I knew – they were thinking of suicide. God has placed me in front of so many people that I knew were on the edge and I knew that God gave me the words they needed to hear to stop their train of thought.

So why couldn’t I stop the people I knew – you can’t save the world. You can only save the ones God gives you to save and you pray for the rest.

THIS IS WHERE YOU COME IN: I see 99 % of the so called real estate guru’s telling you to never speak to a homeowner, do all your deals online, send offers through email, don’t bother with crying homeowners, remove the personal touch from this business setting, do more deals by not having to meet people face to face and so on.

FRIENDS – this is a people business, these homeowners are on the edge (for real), some are contemplating suicide, I met a couple who followed through with a murder-suicide! Can you even imagine how their children felt? It was the hardest deal I have ever done. I stayed in the deal to help the family cope with this terrible tragedy and to offer proper guidance.

I am laying down the law this year – I will not work with any students unless they are willing to door knock or pick up a phone and have PERSONAL contact with homeowners facing foreclosure. The economy isn’t going to get better this year. I believe this year will be the worst yet. I believe foreclosures are going to continue to climb, bankruptcies are going to climb, the government can’t continue to keep extending unemployment, people are getting desperate, there is a 3 to 5 year waiting list for Section 8 assistance nationwide, investors are going out of business by the handfuls, hard-moneylenders are dropping like flies, robbery is crazy, speakers are focusing on launches to pay their bills because most don’t know how to do deals, and they want to make it seem like you NEVER have to work to make money so that THEY can make money off of you.

PLEASE – I’m begging you – don’t get ripped-off or caught up in some BS marketing ploy that you believe will print you money while you sleep. There is no such real estate investing program. It isn’t possible, you must talk to homeowners; you must build a solid team – real estate agents, title companies, mortgage companies; you need an experienced guru who cares about YOUR success and who has already proven their own; you need a place to go for daily updates (our “members only” site is just $1 to try – www.investorsedgeuniversity.com/realestateprofits ), you need someone who will tell you the TRUTH not what you want to hear and much, much more.

People have begged us for years to partner with them and do deals for them. We are just too busy and focused on education and personally coaching you to try to manage a short sale negotiating team. Since we aren’t like the other speakers (the ones who send you to the Puppy Mill of real estate – the sales floor in Utah) we would only be willing to do short sales for students if WE were actually doing them – not some salesman reading from a program. 99% of you who have paid thousands of dollars for someone else to do shorts for you are all having a sales team in Vegas or Utah do them. The funny thing is that the same sales team works for all the gurus and most of the guru’s don’t even know it. We happen to know one of the managers personally who sent us a list that you would not believe of who they do shorts for.

They are telemarketers who read from a program. That is why none of your deals are closing. I spoke to a man at a live event just a few weeks back and he paid a very well known speaker to so shorts for him. He has submitted over 30 short sales and not ONE has closed! How could that be? Because you are sold a bill of goods and nothing is delivered… it’s very sad and upsetting to us.

We don’t narrow our business to just short sales like so many other people have. Markets change all the time and if all you know how to do is short sales, you could find yourself out of business in this crazy market. We teach our students how to make millions doing short sales, wholesaling deals, buying long-term rentals, buy and selling silver, working with credit repair, and SO much more. We are a UNIVERSITY and we focus on how to help you gain “Wealth Thru Wisdom.”

We have made hundreds of millionaires along the way and will continue to do so. Since people keep begging and begging us to do short sales for them, we have decided to offer a very small, very elite program that gives you the opportunity to work with my personal short sale dude…Jim Ferebee.

Jim has closed almost 500 short sales and is the newest member of our team. He started out like many of you with no real estate experience and become a true superstar. In fact, we worked for Ford Motor Company and after he closed a few short sales he realized his job was in the way of him making money…lol. We have decided to do short sales for smoking hot students on a very limited basis. We are doing this in a partnership style and are going to work hand-in-hand with only 7 additional partners. I don’t want Jim so busy that he can’t keep up with his personal deals.

The investment is just $1,497 and is a one-time investment. After that we split the deals 75/25. 75% to you, of course, and 25% to us. We become business partners.

I am offering several additional FREE bonuses for the next 24 hours only:

*Shorts Done For You $1,497 – We do deals for you so you can build a multi-million dollar business

*Foreclosure Fortunes $1,297 – You learn how to find deals and speak to people with confidence

*TWO VIP TICKETS TO OUR NEXT FORECLOSURE SUMMIT – $2,497 – Learn to buy rentals and use our team to do it

A FREE coaching session with our team every other Friday…PRICELESS!

Friends – We have already accepted several partners and things could not be going better. I feel in my heart there are a few of you out there who realize that this year will make or break your real estate investing career! If I am speaking to your heart, then it is time to step-up, work with us, let us hold your hand as you build a business you can count on.

Don’t be one of the thousands of investors who will go bust this year – build a solid business that will support and care for you and your family so that you don’t find yourself thinking unspeakable things.

I am limiting this to SEVEN as I don’t want to overstress my short sale dude. You must call me at 303-870-8851 immediately and tell me why I should pick you. I will only pick seven additional partners. We sign a partnership agreement and you and I go into business together. Having a partner with 20 years experience, who has personally closed over 1,500 deals, who has spoken to thousands of homeowners and banks will guarantee your success.

Friends – it doesn’t get any easier than that. Cut your learning curve by 20 years and make it in this terrible economy! Be one of the FEW who come out ahead, help hurting homeowners, and save a life. I will guarantee that ANY investor who is worth their weight in salt has saved many a homeowner from taking the next step and didn’t even know it.

This is your year to be a blessing to someone!

Be a Blessing,

Dwan Bent-Twyford

www.facebook.com/DwanBentTwyfordFans

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January
11
Freddie Mac Extends Mortgage Forbearance For Unemployed
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My good friend, Christine Sherbert, sent me this great article today:

Mortgage finance firm Freddie Mac will give unemployed borrowers a break on their mortgage for up to one year.

“These expanded forbearance periods will provide families facing prolonged periods of unemployment with a greater measure of security by giving them more time to find new employment and resolve their delinquencies,” said Tracy Mooney, senior vice president of single-family servicing and REO at Freddie Mac. “We believe this will put more families back on track to successful long-term homeownership,” Mooney adds.

Freddie said the new deal expands the powers of mortgage servicers. The edict gives servicers the ability to forebear a mortgage for six months without prior approval from Freddie. Freddie Mac can approve an additional six months after that.

Previously, Freddie Mac allowed servicers to grant up to three months of forbearance with no payment, or six months at a reduced payment, without prior approval.
The new options go into effect on Feb. 1.

Longer forbearance times used to be restricted to events such as natural disasters, permanent disability or long-term medical emergencies – and required prior approval.

William Dudley, president of the Federal Reserve Bank of New York, called for principal forgiveness from Fannie Mae and Freddie Mac, something both GSEs say is not worth doing.

This is great news for investors. Again, when homeowners call us at the 11th hour we have a way to “buy time” to work a short sale. The homeowners file for a forbearance while we work a short.

Pass this on…

Be a Blessing,

Dwan

www.facebook.com/DwanBentTwyfordFans

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January
10
30 Minutes To Success
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Hi Friends,

When you are working your real estate deals do you ever find yourself lost for the right words, does fear of NOT knowing what to say stop you from moving forward, are you intimidated by attorneys and title companies, are you afraid the homeowners will ask you a question you can’t answer, do you think of the “words you wished you would have said” on the way home?

It’s funny how much time many of you spend learning real estate but won’t spend 30 minutes to learn the scripts and objections! What’s up with that anyway?
I know so many investors who keep learning, taking seminars, attending just one more boot camp, and paying for mentoring when all they need is the right words to give them the confidence they need to move forward…SOUND FAMILIAR?

https://www2.gotomeeting.com/register/813059858

This weeks FREE training call is only 30 minutes long and content-packed as we share the “right words” to get deals under contract and close them as fast as possible.

If you would like to put a few $25,000 checks in your pocket you can’t afford to miss this short, right to the point call Thursday afternoon at 2:00 MST.

Be a Blessing,
Dwan and Bill Twyford

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January
6
I’m Sick and Tired of Time-Wasters!
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Friday Foreclosure News

I know many of you spend time on the weekends working your real estate business. I wanted to share an article that I think you will find VERY helpful. Before you click off of this page to read this article I want you to read this letter to the end…every single word.

I have a bone to pick with you and I let it all hang out today!

FHA LIFTS 90 DAY FLIPPING BAN!

Flippers, the real estate investors who buy homes on the cheap and quickly resell them at a profit, just got a reprieve from the Federal Housing Administration.

In an effort to help stabilize housing prices and unload some of the foreclosures that are flooding low-income communities, the mortgage insurer extended a waiver of its anti-flipping regulations through 2012.

The waiver, which was initially issued in 2010 and set to expire this month, suspends regulations that prohibit the agency from insuring mortgages used to purchase homes that are bought and resold in less than 90 days…

To read the rest of this article cut and paste this link:
http://investorsedgeuniversity.com/members-area/3079/fha-lifts-90-day-flipping-ban/

Friends, if you are NOT a member of our coaching community what is holding you back? You get a LIVE coaching call every Monday at 7:00 pm. If you can’t make the call it gets posted to the community so you can listen at a later time, you are able to email your questions and I will answer them on the live call, you get daily Foreclosure News so you never have to go anyplace else to get the latest news, you get training videos of Bill or myself teaching pertinent information, you get a full documents library, we have a place for your prayer requests, we have an agent who posts articles and information from the agents point of view, and MORE!

We even have a forum where I personally answer your questions.

I don’t understand why people who claim they want success and who can have LIVE contact with the actual trainer don’t want to invest $29.99 in themselves to become successful. It just stuns me how so many of you will spend $2,000 on some automated system only to realize 30 days later that it doesn’t work and you can’t get your money back when you can invest a steady $29.99 a month for continued DAILY training, have all your questions answered, and have personal one-on-one attention.

Maybe you think it sounds too good to be true…I should make it $499 a month and I’d probably get ½ of you joining..lol. Somehow you are all trained to think it has to cost a lot of money to have value. If that is your mindset then you obviously don’t have a clue as to who Bill and I are. We have been investing for 20 years, we have closed thousands of deals, and our focus is to help as many homeowners as possible get a fresh start by EDUCATING real estate investors.

Our thought process is that if we train 100 investors and each of you do 100 deals THEN 10,000 homeowners got help instead of just the 50 I help each year (YES, we personally close 50 deals a year even with our crazy schedule). Now…if each of you teaches 100 other investors and they do 100 deals each, I have just helped ONE MILLION PEOPLE! I am the seed that was planted that helped 1,000,000 distressed homeowners get a second chance!

That is why we offer a SOLID Coaching Community that every single one of you can be part of, depend on, know that you won’t be sold a bill of goods, and can actually learn to close deals. It’s only $29.99 a month…come on… what is wrong with you? Why on earth would you not participate and become part of the solution to Americas economy instead part of the problem?

I dare you to even think on a grander scale…let’s say I teach 1,000 investors, you become a local speaker and you teach 1,000 other investors, and each of them close 1,000 deals over a few years time – how many people would be helped then? That’s 10 BILLION! There aren’t even that many people on the planet! So there would be ZERO foreclosures…lol. Okay, so maybe I think BIG, but you get the picture.

Too many of you are so focused on your own problems and your own debt that you don’t even consider helping others. We are real estate investors – our job is to help others! It all starts with each person planting a seed into GOOD GROUND and growing that money tree and that tree of love, concern, empathy, and so on.

Plant ONE dollar with me for 14 days and then become a solid valuable member of our community who contributes to other investors instead of one who is a blood-sucker just looking for whatever they can get free! MILLIONS of people NEED and WANT YOUR help!
www.investorsedgeuniversity.com/realestateprofits

If this letter sounds harsh it is meant to. I am so sick and tired of people who join every single free thing they can, waste trainers valuable time by asking a million questions because they are too cheap to spend money, and buy programs only to copy them and send them back.

There is a private website that all of us trainers belong to: A safe place where we can vent and run ideas by each other. There are over 300 of us on that site. Do you know the biggest complaint every single trainer has: People who try to get everything free, returns from people that you know copied the programs (people even put the pages back in the binder out of order), and people who won’t do what they are told and then complain that the speakers stuff doesn’t work.

If 300 other experienced trainers have the EXACT same complaint, the common denominator is YOU – the student. Several months ago all of us spent the best part of a month trying to figure out how to make more of you successful and the bottom line is only 10% of you will ever do anything worth talking about. 3% of ALL the people in the entire world control 97% of ALL the money in the entire world!

As speakers, we have a Top 10 list of what kind of person is a time-waster and what kind of person will actually do something. I have made a firm resolution this year not waste ONE second of my time on the time-wasters! When a time-waster begins to ask me questions I’m just going cut them off and tell them I’m sorry but I can’t waste my time on time-wasters and tell them to find someone else to work with. I’ll be nice about it though…lol.

When I meet a person who I know has potential I am going to do anything and everything in my power to help them become a superstar so that they can help me reach my goal of training 100, they train 100, they help 100 and so on. You get the picture. BTW – I have trained thousands of people so I don’t literally mean I have only trained 100 people…lol. I have been blessed enough to have trained several hundred thousand investors.

Here is how you start:


* You become a Coaching Community Member for $29.99 a month.
* You get on ALL the calls.
* You utilize the Community and become part of something, a place you can call home, a place where others have the same mindset.
* You invest in the short sale and wholesale programs for around $1,000.
* You begin doing deals with my assistance and start putting some $25,000 dollar checks in your pocket.
* Once you close several deals you have me and Bill come to your house for two-days for an Apprentice Training and, YES, you will spend $25,000 to go to the next level.
* Next you will start doing deals with us – I mean big commercial deals where the profits are astounding.
* Then you will start training and helping others in your local area and paying it forward.

Then you will become like the Jim Ferebee’s of this world who worked at Ford Motor Company and has closed almost 500 deals in SIX years, the Valerie Scott’s who has closed almost 800 deals in EIGHT years, the Pam Pryor’s of this world who average $72,000 on EVERY deal and has closed close to 1,000 deals.

Why are these people successful and you are not? They don’t get sucked in to spending $35,000 with the Trump Organization for a bunch of seminars, they don’t spend $85,000 with the Rich Dad group on seminars and coaching done from a sales floor in Vegas, they don’t get talked into spending $50,000 with Russ Whitney for his sales people (who read from a script) to teach them.

The Jim’s, the Valerie’s, the Pam’s said, “I like Dwan and Bill, I like their values, I like the fact that BOTH of them will personally work with me,” and then they FOLLOW INSTRUCTIONS! So while the rest of you are bouncing around like a ball from this guru to the next guru and going further and further in debt…they are making millions.

At 100% of the speaking events I teach at there is always a group of people who say to me, “I wish I would have met you before I spent $85,000 with Kiyosaki, or Trump, or Whitney, or Dene Graziosi.” My question is always the same, “When you invested in the first one and it didn’t work why did you keep going…why did you keep spending money knowing that you will NEVER have personal contact from the actual trainer?”

It always boils down to the same thing…you are looking for a get rich quick system. Trump knows that, Graziosi knows that, they ALL know that and that is what they appeal to – Your desire to “get rich” by NOT working. Credit card companies raise credit limits and give you more cards because you have a “taste” for credit. They appeal to your sense to buy things without having to pay for them now.

So I am looking for more Jim’s, Pam’s, and Valerie’s that I can spend my valuable time with who will make a difference in the world. Each person that you help get a fresh start is one family that has been forever left with your fingerprint on them. How many fingerprints do you want to leave? I want to touch the world!

If you are willing to do as I say and follow a real trainer who still works and closes deals daily then I EXPECT you to take the FIRST STEP and become a Coaching Community member right now. You show me you are serious and I will take you places you never dreamed of!

www.investorsedgeuniversity.com/realestateprofits – Don’t join if you are a time-waster because you will get nothing from me. If you want to be a life-changer I WILL NOT let you down.

Step up to the plate and take action today, jump on the forum and start asking questions tonight, and be on the Monday LIVE calls and let’s get to know each other better and work as a team.

Allow me the privilege to leave my fingerprint on your family for generations to come.

Be a Blessing,
Dwan

PS – Most of you won’t even take the time to read this entire letter because it takes longer than the three-second attention span. Many of you will be insulted because you know I am 100% right and we hate when someone hits a nerve. Some of you will use the excuse, “Who does she think she is talking to me like that?” to not have to do the right thing. And the rest of you will say, “Dwan, you are SO right, I have been a fool. I want success and I am willing to step-up and do as you say. I want to change my family tree into a tree of wealth.”

“To whom much is given, much is expected.” God has given me “much” and He expects me to take the gift He has given me and do something amazing with it. I try to please Him every day by helping others and I want to help you!

www.investorsedgeuniversity.com/realestateprofits
DON’T FORGET TO READ THE REST OF THE ARTICLE…LOL!

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January
4
FHA Lifts 90 Day Flipping Ban!
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WOW – I found a fantastic article today!

FHA is LIFTING it’s 90 day ban on flipping!

Flippers, the real estate investors who buy homes on the cheap and quickly resell them at a profit, just got a reprieve from the Federal Housing Administration.

In an effort to help stabilize housing prices and unload some of the foreclosures that are flooding low-income communities, the mortgage insurer extended a waiver of its anti-flipping regulations through 2012.

The waiver, which was initially issued in 2010 and set to expire this month, suspends regulations that prohibit the agency from insuring mortgages used to purchase homes that are bought and resold in less than 90 days.

“This extension is intended to accelerate the resale of foreclosed properties in neighborhoods struggling to overcome the possible effects of abandonment and blight,” said Acting Federal Housing Administration Commissioner Carol Galante.

Low-income neighborhoods are particularly plagued by foreclosed homes that lower property values and act as magnets for crime and other social ills. Real estate flippers often rehab these damaged homes before reselling them, improving conditions for neighborhoods.

The FHA, which does not issue mortgages but insures them, is a primary player when it comes to mortgage lending in low-income communities. Many loans in these communities could not be issued without FHA backing.

The ban against flipping was initially put in place to prevent predatory flipping, in which homes are quickly resold at inflated prices to unsuspecting borrowers.

In order to qualify for the waiver, certain conditions must be met. The transaction must be “arms length” with no other relationship between seller and buyer.

In addition, if the new sale price is 20 percent or more above the previous selling price, the lender has to document and justify the increase and meet other conditions, such as making sure the home has been inspected.

By Les Christie

What does this mean for us? It means we can buy a property for $100,000 and sell it for $120,000! YEE HAW! Investors are back in business as FHA just made our lives MUCH easier!

Be a Blessing,

Dwan

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December
29
Homeowners Can Live FREE!
Written by admin
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Hi Friends,

I found this SPOT-ON article by Les Christie from CNN:

Delinquent borrowers facing foreclosure are learning that they can stay in their homes for years, as long as they’re willing to put up a fight.

Among the tactics: Challenging the bank’s actions, waiting to file paperwork right up until the deadline, requesting the lender dig up original paperwork or, in some extreme cases, declaring bankruptcy.

Nationwide, the average time it takes to process a foreclosure — from the first missed payment to the final foreclosure auction — has climbed to 674 days from 253 days just four years ago, according to LPS Applied Analytics.

It takes much longer than that in Florida, where the process averages 1,027 days, nearly 3 years. In D.C., foreclosure averages 1,053 days and delinquent borrowers in New York often stay in their homes for an average of 906 days.

And while some borrowers are looking for ways to make good with lenders and get their homes back, many aren’t paying a dime. Nearly 40% of homeowners in default have not made a payment in at least two years, according to LPS.

Many of these homeowners are staying in their homes based on a technicality. There is rarely any dispute over whether or not they have stopped paying their mortgage, said David Dunn, a partner at law firm Hogan Lovells in New York, who represents banks and other financial institutions in foreclosure cases.

“In my experience, they never say, ‘I’m not delinquent’ or ‘I want to pay my bill but I’m confused over who to send it to,’ or ‘Oh my God, you mean I didn’t pay my mortgage?’ They’re not in technical default. They’re in default because they’re not paying,” he said.

Millions eligible for foreclosure review

Ironically enough, the banks have given delinquent borrowers some of the ammunition they need to delay the foreclosure process. During the “robo-signing” scandal in 2010, it was revealed that bank employees signed paperwork attesting to facts they had no personal knowledge of. Now, borrowers are routinely challenging that paperwork.

A Staten Island, N.Y. man who owed $300,000 on his mortgage and hadn’t made a payment in two years, said his attorney used the robo-signing issue to fight his foreclosure.

In his case, the lender’s paperwork included many different papers signed by the same employee. The problem was that the signatures didn’t match. The judge dismissed the lender’s case against the borrower, although it can be re-filed.

“It looks like I’ll be in my home for some time to come,” said the homeowner, who asked to remain anonymous. He said he is currently not making any payments on his home.

Sometimes just asking the bank to produce the paperwork that shows it is the legal holder of the mortgage note can stall a repossession, said attorney Robert Brown. Since mortgages are often transferred electronically, the official paperwork often gets misplaced.

10 cheap foreclosed homes for sale by Uncle Sam

“My lawyer asked my bank to produce an affidavit that entitled them to foreclose,” said a client of Brown’s, who lives in Harlem and also asked to remain anonymous. “They couldn’t do it.”

The case was dismissed, without prejudice, though the lender can try again — if it finds the paperwork.

In some of the more extreme cases, borrowers will file for bankruptcy in order to block a foreclosure. In these instances, courts order creditors to cease their collection activities immediately. Home auctions can be postponed as the bankruptcy plays out, which can take months.

The ensuing delays are further harming the housing market. People who stay in homes undergoing foreclosure for years often don’t maintain the properties, causing blight and lowering property values in the surrounding neighborhoods, said Dunn.

Home prices: Your local forecast

Then there are the court costs that lenders bear, which will eventually be borne by home buyers as lenders increase their borrowing fees to cover the increased risk, Dunn said.

David Berenbaum of the National Community Reinvestment Coalition (NCRC), a community activism group, disputes the contention that owners are gaming the system for free rent and hurting the housing market.

“Most people do everything in their power to maintain these homes,” he said. “They take in relatives, get second jobs and even rent out rooms.”

What really needs to be done, he said, is for lenders to work harder to find solutions that allow delinquent borrowers who can afford to make reasonable mortgage payments to keep their homes. 

If you use the FED-Up package you can teach yor homeowners how to do this and buy some time while you do the short sale.

www.investorsedgeuniversity.com/fedup – grab your Christmas special before the clock runs out!

Be a Blessing,

Dwan

www.facebook.com/DwanBentTwyfordFans

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December
26
Gods Christmas Message To You!
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Hi Friends,

How was your day today? I hope it was all you dreamed it would be! Christmas is such a wonderful time of year: Family, friends, dinners, parties, presents, shopping, hustle and bustle, and so on. Sometimes I think people get so caught up in the concept of Christmas that they forget its true meaning: It is to celebrate the birthday of Jesus Christ, our Lord and Savior!

I noticed in my own circle of friends and family that everyone had less presents, less parties, people stayed home instead of traveling, and just a whole lot less than usual. So again I ask – How was your day today…really?

I know many people who didn’t buy a single present, who were worried about food, people who didn’t even go to church to say thanks. “But, Dwan, I’m struggling so hard financially what do I have to be thankful for?”

I want you to take a quiet moment and read this and then read what I wrote after:

Psalm 23 – A Psalm of David.
1 The LORD is my shepherd;
I shall not want.
2 He makes me to lie down in green pastures;
He leads me beside the still waters.
3 He restores my soul;
He leads me in the paths of righteousness
For His name’s sake.

4 Yea, though I walk through the valley of the shadow of death,
I will fear no evil;
For You are with me;
Your rod and Your staff, they comfort me.

5 You prepare a table before me in the presence of my enemies;
You anoint my head with oil;
My cup runs over.
6 Surely goodness and mercy shall follow me
All the days of my life;
And I will dwell in the house of the LORD
Forever.

When I was young I used to think this was some creepy Bible verse that people read at funerals. That whole “valley of death thing” sounded scary. As I got older and became a more mature Christian I realized this Psalm is meant for comfort, for times when we feel down, to sooth our weary soul.

I want you to re-read Verse 4 specifically: It says as you walk THROUGH the valley of the shadow of death. I believe in this entire Psalm the word “through” is the key word.

At one point or another we are all on the mountaintop or in the valley. No ONE stays on the mountaintop for life and no one stays in the valley for life. 1 The LORD is my shepherd; I shall not want. He makes me to lie down in green pastures; He leads me beside the still waters. He restores my soul; He leads me in the paths of righteousness For His name’s sake.

When you feel like your life is in the valley and everything is going wrong that is the time to be still and listen to what God is trying to say to you. If you will take the focus off of your problems and let God teach you the lesson He is trying to teach; you will find that you can start climbing to the top again.

We have a much higher chance of living life in the wrong lane when we are on TOP of the mountain because we feel invincible. When things go perfect every day it is easy to forget to thank God for all His blessings because you are so busy enjoying those blessings. As soon as the first sign of trouble rears its ugly head we are right back to – “Why God, why me, what did I do wrong, I’ve been so good and so on.” I think God misses you when you are on the mountain top because you don’t speak to him as much. When you are in the valley you tend to speak to Him every day. The best lessons in your life will come from the times spent in the valley.

Verses 5 and 6 refer to God’s protection from your enemies. What is Satan trying to take from you right now? As you walk THROUGH the valley of the shadow of death – what is dying in your life right now: Your money, your health, your family, your self-esteem, your retirement, your dreams and goals, your faith in God, your kids problems, your business, or maybe someone did you wrong?

Regardless of how bad you think things are, there is always someone who has it worse. Remember, Satan spends all day trying to pull you away from God and God simply says…”Just be still, listen, let me carry you through the valley and help you back to the mountain top.”

I challenge you to really think back and make a chart of the past 10 years. I’ll guarantee that you have had highs and lows. Use that chart to see where your life is right this very moment. Are you on your way to the top of the mountain, at the top now, headed down and you can see it coming, or walking THROUGH the valley?

Maybe your Christmas tree didn’t have an many presents as it did two years ago, maybe money is so tight you can’t see how you can make it thru, maybe you have just had the best year of your life and want to make sure you can do it again. Regardless, know that God is always there. Take time each day to be still and wait on God to speak to you. He WILL be with you as you walk through all your valleys as well as when you are on your mountaintops.

Memorize this Psalm as it was written to comfort your spirit and as the Good Word says: God is your comforter. He is always with you.

If you have read this entire letter and are not sure God lives in your heart and you would like Him to, just say this simple prayer:

Jesus, today I open my heart and invite you in. I want you to be my Lord and Savior. From this day forward I am yours. In Jesus name…Amen.

Friends, it is that simple! All you have to do is invite God in, believe his son Jesus died for your sins, and God will send the Holy Spirit to live inside your soul. Then you have the perfect mix: God the Father, God the Son, and God the Holy Spirit. You really can’t ask for more than that! You will have an eternal friend with you 100% of the time, someone to talk to, someone to tell your troubles to, someone who wants to hear your voice and comfort you in good times and bad.

Honestly I don’t know how people get through life without Jesus. He should be the epicenter of all that you do. He never leaves you, He always loves you, He loves those of you that don’t even know Him, He loves those of you who have turned your back to Him, and He desires a personal relationship with each and every one of you regardless of where you are right now.

I pray for you every day and I hope that this message will help you have some sort of peace in a crazy world. Remember, Jesus loves you and so do I…

Be a Blessing,
Dwan and Bill

PS – Make 2012 your best year ever: Make more money, volunteer to help others, don’t forget to stop and smell the roses, hug your family and friends one extra hug every time you see them, and be thankful for your good times as well as your hard times.
Remember there are many lessons in life so make sure to take the time to learn them. Otherwise, God can keep you walking around the base of the mountain for years until you get what He is trying to show you. Remember Moses walked around the base of the mountain for 40 years on what should have been a seven day trip…lol.

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December
3
What Is Your Real Estate Career Missing?
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LETTER OF APPRECIATION for the Twyford Weekend!

How many of you reading this right now have ever watched an exciting movie and while doing so, consumed a whole bag of popcorn before the movie was over and you wished you had another unit of corn? And then, the movie ends after 2 hours and you ask “Wow, I could watch more than that!?”

Or perhaps you’ve watched the Pens in hockey (or the Steelers in football) play another good team in the play offs and in what seems like only a few seconds of play, earn that great silver cup that belongs to Lord Stanley?

How many of you have spent a Memorial Day weekend camping in the infield of what used to be the Lowes Motor Speedway in Charlotte, NC, for the NASCAR Coke 600 only to leave it at the end of the race after spending most of a week on top of your camper watching cars pass by you at 200 mph to say “Wow, I can’t believe it’s over already!”.

I’ve been blessed to have done those things and that’s exactly how I felt at the end of spending two 9 to 5 days with Bill & Dwan Twyford! It was clear at the end of that short time, that Dwan and Bill have a passion for making their business work, but also for working their business passionately to share with others… from the newest of investors to those who have been at it for however many years!

And I know I speak unofficially for others because many of us mingled for nearly an hour afterward talking about the experience and what we learned. Keith is an experienced full time investor and he drove all the way from Cincinnati and stayed the weekend because he had their program and knew what he was in for. Josh is a new investor from Highland, Indiana and has the desire to be in the business, so he attended the Tuesday night Pittsburgh ACRE meeting with guest speaker Dwan. He then spent the weekend in the seminar as well. Numerous others shared with me that they thought this was the best training/teaching session they have attended.

Their message and delivery was emotional with confidence because they’ve lived what they were sharing with us. It was simple and basic because it was everyday information that is needed at the place where the rubber meets the road in our business. It was thought provoking as many of us said at different times, “dah, why didn’t I think of that?” And it was cerebral because examples of neuro linguistic programming were splashed through-out the program to show how they might be applied for more desirable results. But, most of all, FUN was woven into the fabric of the program and I believe everyone enjoyed that as well.

So, if I sound like a commercial, then so be it! What do you do when you supplement a fantastic dinner with an outstanding bottle of wine? You tell everyone! And that’s what I’m doing.

Like the business of real estate itself, you have to look at as many properties as you can to be able to discern when you are looking at a great deal and when you aren’t! You don’t learn “…when to hold ‘em and when to fold ‘em” as Kenny Rogers would say, if you aren’t playing the game regularly. I’ve purposefully attended many of our ACRE programs over the years and I’d like to thank long time President of our ACRE group, Tom Dymerski, and all the board members of our group for the many years of dedicated service to bring the best to us and especially for bringing Bill and Dwan Twyford to Pittsburgh to share their experiences with us. Thank you all for making the Pittsburgh ACRE group one of the best in the country as well.

I’d like to thank Dwan, Bill, and Aspen for what was one of the most enjoyable two-day fun-loving learning experiences I’ve had in this business. The balance of fun and teaching was PERFECT! It definitely left me wanting more from you! Thank you Dwan and Bill, and keep those Benadryl tablets handy for Aspen’s next plane ride! I really appreciate the time you spent with us here in the burgh! It was well worth the steeler game and NASCAR race that I gave up to do so! And I know from talking with many of the others in the group that they felt the same way!

And to those of you who had other plans for the weekend or just decided not to attend, you missed an opportunity to learn some things that would have definitely taken your business to the next level if the information were to be applied. While I wish all of you could have had the experience that we had with Dwan and Bill, the fact that you weren’t there only enhanced the learning experience that we all enjoyed.
WOW! YOU MISSED A GREAT DEAL!!

Jim Rauber, Photios Skolikas, & Wayne Simkins

WOW – Thanks guys…you really made my day! When people ask me why I teach THIS is why…Folks like you who really took something away from the time I spent with you and can use it to make your dreams come true. Thanks so much for sharing your heart!

Friends, if you are not currently working with us… why? We offer the same great service 100% of the time. If you are not sure where to start, give our Coaching Community a chance – www.investorsedgeuniversity.com/members-area take a look around!

APPRENTICE/PROSPECT WITH THE PRO GRADUATES – CALL TODAY FOR YOUR FOLLOW-UP DAY, DINNER, MASTERMIND GROUP, AND FELLOWSHIP FOR JUST $1,997!


CALL OR TEXT ME AT 303-870-9034 NOW! JANUARY IS GONE AND I HAVE THREE OPENINGS FOR MARCH 9, 2012!

BTW – our Mastermind Group is $30,000 a year. Graduates are being given the opportunity of a lifetime to join a Mastermind Group initially led by me personally for a one time investment of $1,997!
You can’t grow your business without a support team of other like-minded people.
Be a Blessing,

Dwan
www.facebook.com/dwanbenttwyfordfans

 

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