upside down homeowners program

We have been where you may be right now…behind in payments, in foreclosure, in bankruptcy, jobless, and so on. It was the worst time of our lives and we felt like we were in a bubble that would never burst.

God is good and He turned it around for us. Now we are advocates for homeowners, we help people in distress every day, and we teach folks how to become successful real estate investors so that they can help others as well.

Two-time best selling author, Dwan Bent-Twyford wants to give you a FREE gift!

Just fill in your primary email address and cell phone (we will send you a text from time-to-time offering all sorts of free stuff) and receive your FREE real estate investing program!

You will receive her best selling home study program – HOW TO GET STARTED INVESTING IN REAL ESTATE WITH NO MONEY DOWN – REALLY! With so many people claming to be the “expert” when it comes to real estate investing-Dwan is the real deal. She taught many of today’s guru’s how to do short sales. In fact, she coined the term.

The “Queen of Short Sales” has been investing in foreclosures and distressed properties for almost 20 years. She is considered the “go to” person for all real estate related investing topics.

She has taught thousands of investors how to become millionaires and now it is YOUR turn.

She has been featured on MSNBC, FOX & Friends, Naomi Judd, and many more television, radio, and print medias.




We can help you. We have written a best seller – “How to Sell A House When It Is Worth Less Than The Mortgage…Options for Underwater Homeowners and Investors.”

We realize that many of you are in such a state that even spending $20 on a book is difficult right now. That is why we put together a F*R*E*E program that will answer all your questions and give you all of your options. Did you know that you can contact your bank, without the help of an expensive attorney or company that charges thousands, and work something out yourself?

I received a letter several days ago from a company that was offering to cut homeowners payments in half. I decided to call and see what the scoop was. Bottom line: If I sent in $1,495 now and $1,495 upon completion they would lower my payment…guaranteed. They went as far as to tell me that I didn’t need a job and that my credit score didn’t matter. I was sickened by the conversation. I wondered how many upside down homeowners have sent in the $1,495 and never heard back. Personally, I have talked to hundreds who have done just that – DON’T BE FOOLED!

Friends…don’t get ripped off. It seems like all the scumballs come out in times like these. This is why we put together aFREE VERSION of our book for you. We want to make sure that you get correct information, that you can help yourself, and that you don’t lose your home!


Options For Upside Down Homeowners

Just pay a $4.95 processing fee – hey I have expenses, too 🙂

Featured Video: How To Avoid Foreclosure

Here are just a few testimonials from folks, like you, who have read our bestselling book –

The Rock Stars of Short Sales…
By Gail Petry (New York) –
Read this book, educate yourself, get on their mailing list and let them continue to teach you. Taking action is the key, applied knowledge is power. This book will clarify what can be a very confusing process, they simplify the process and provide very usable information for both homeowners and investors alike. A small price to pay to save you thousands in the big picture. Highly recommended.

Packed full of information – seriously, read this book!
By Ellebell222 (Bay Area, California) –
I got this book over a month ago, with Dwan’s other book, Short-Sale Pre-Foreclosure Investing, and they are both excellent resources for investors as well as homeowners in distress, who want to understand the process of foreclosure.

I was really happy to see this book on display at my local library. SO MANY PEOPLE NEED THIS INFO… My neighbors (who were convinced a real estate agent could bail them out of their situation) just lost their home to foreclosure and it is a tragedy. They had kids who grew up there and lived there for 8 years. They had to move out this past weekend and now the Dad will have a foreclosure on his record – for LIFE (whenever he applies for a loan in the future, he will probably have to report it). He could have done a short sale and not only saved himself a lot of stress but also could have gotten some money to move with. He had to move out feeling like the bank won and he didn’t get any choice in the matter. People, do not let this happen to you.

The book covers a lot of things like:

-How to deal with your emotions if you are in financial trouble (anger, embarrassment, fear, depression, etc).
-Loan Modifications
-What Banks Want
-Doing a short sale (and putting the package together) plus, requirements for financially distressed homeowners
-What happens if you walk away from your property
-What you need to get in writing
-Government programs and Mortgage Relief Organizations (that alone is worth 10x the price of the book!)

There is WAY more than this (check out the description, it should have more info). Seriously people, this book is jam packed with info. If you or someone you love is facing foreclosure, earn yourself some good karma and get it for them NOW.

Guide for people who owe more on their house than it is worth
By Mariusz Skonieczny “Author”
The author is totally right about the fact that banks are in the business of lending money, not owning properties. To banks, loans are assets, and if people are making their payments, their loans are considered performing, and when they stop making payments, they become non-performing. If these loans do not begin to perform again, they have to be written it off, meaning that the banks have to take them off their balance sheets and declare huge losses. If the banks are publicly traded on the New York Stock Exchange or the NASDAQ, this means that reporting huge losses that can plunge their stock prices. This is not good news for the banks’ CEOs, who very likely hold these stocks in their own portfolios, but also have to report to shareholders. As a result, the banks have incentives to make deals with homeowners.

In this book, you will learn what a short sale is and why it is your best option, if you are “underwater,” meaning that you owe more than your house is worth. Because sometimes banks do not allow short sales, this book also covers other alternatives such as loan modifications, forbearance, and renting the property out. I think people will find this book useful because there are other solutions than simply declaring bankruptcy or going into foreclose.

– Mariusz Skonieczny, author of Why Are We So Clueless about the Stock Market? Learn how to invest your money, how to pick stocks, and how to make money in the stock market

Friends, we cover ALL of your options:

  • Loan Modification
  • Forbearance Agreement
  • Short Sale
  • Deed in Lieu
  • Rental
  • Section 8
  • Repairing Your Credit
  • Starting Over

And much, much more. Please take one minute and download this book. It will help you and give you the control that you feel you are missing right now.


Options For Upside Down Homeowners

Just pay a $4.95 processing fee – hey I have expenses, too 🙂

Featured Video: The Bankruptcy Short Sale


I have been featured on MSNBC, FOX & Friends, Naomi Judds Morning Show, 100’s of radio shows, written hundreds of magazine articles, have two best seller books, and am considered the nations #1 foreclosure expert. I tell you this to give you some comfort that the information I have put together for you will be valuable and helpful. I won’t let you down.

Please don’t waste one single minute, do this right now, and take control of your situation. You will love the program and it will help you. I will do whatever I can to help you get thru this tough time.

The Bible says – “What the enemy means for harm, God will use for good.”

God will see you through this, I will pray for you, and someday you really will look back on this situation and see how your life changed for the better. Life will be good and stress-free again!